What You Should Know About Your Retirement Plan
Your retirement savings plan is an essential part of your future financial security. It is important to understand how
your plan works and what benefits you will receive. Just as you would keep track of money that you put in a bank or
other financial institution, it is in your best interest to keep track of your retirement benefits.

Those responsible for the management and oversight of your retirement plan must follow certain rules for operating
the plan, handling the plan’s money and overseeing the firms that manage the money.  You should also understand
and monitor your retirement plan and your benefits. This website will help you understand your plan and explains
what information you should review periodically and where to go for help with questions. It includes information on:
This website is intended to be a plain language summary of the administration and benefits provided by the City of
Miramar Police Officers’ Retirement Plan and Trust Fund.

The subsequent information in this website has been designed to help answer some of your questions about how your
Pension plan is organized and managed. The final authority on any interpretation of the Pension Plan, however, is the
actual legislation which created the Plan. Nothing in this website is intended to nor does it create a contract for benefits
greater than that provided by law.  In the event of any conflict between this website, your Plan Document and those laws,
the provisions in law control. The ordinances governing your Plan can be found within the City Code for the City of
Miramar Chapter 15 Article IV which can also be reviewed on
www.municode.com.
The City of Miramar
Police Officers' Retirement
Plan and Trust Fund
www.miramarpd.org
The City of Miramar
Police Officers' Retirement Plan and Trust Fund
Plan Information You Should Review Regularly
When you receive your statement, check it to make sure all of
the information is accurate. This information may include:

  • Salary level
  • Amounts that you and your employer have contributed
  • Years of service with the employer
  • Home address
  • Social Security number
  • Beneficiary designation
  • Marital status
  • Verification of any prior credited service

If you have a question about your retirement plan, you can start by looking for an
answer in the information that the plan provides. You can request this information
from your Plan Administrator, FHA-TPA at:
    Local Tel:        954.366.0111
    Toll-Free Tel:  800.707.0501
    Fax:                 954.366.0133
Physical Address:
6861 SW 196 Avenue
Suite 402
Ft. Lauderdale, FL 33332

Mailing Address:
FHA-TPA
P.O. Box 327810
Ft. Lauderdale, FL 33332-9711
Plan Administrator - FHA-TPA
DISCLAIMER:  While this is the official website for the City of Miramar Police Officers' Retirement Plan and Trust Fund, it is not an official site for the City of Miramar.  The
information presented in this website is only a summary of the pension plan ("Plan") as provided in the ordinances of the City of Miramar.  If there are any conflicts between the
information in this website or the plan booklet and the ordinances of the City of Miramar, the ordinances shall govern.  The provisions of the Summary Plan Description shall not
constitute a contract between the Member and the Board of Trustees. The plan shall be administered in accordance with state and federal law, notwithstanding any provisions
in the booklet or ordinances to the contrary.  A copy of the ordinance establishing the Plan can be obtained from the City Clerk's office, which is located at 2300 Civic Center
Place, Miramar, Florida 33025 or online at
www.municode.com.